Do I Have To Go To Court For A Personal Injury Case

Finder Law Serves Clients Across Jefferson City, Columbia, and Central Missouri

January 31, 2025

As attorneys, we often get asked by clients whether they will have to go to court if they file a personal injury claim. The idea of litigation and courtroom appearances can be intimidating, but the reality is that the vast majority of personal injury cases are settled before they ever reach a courtroom. That said, it’s important to understand both the process and your options as you navigate your claim. Let’s break down the key points to help you understand when going to court might be necessary and when you can avoid it.



The Personal Injury Process: A Quick Overview

When you are injured due to someone else’s negligence, your first step is typically to file a claim with the at-fault party’s insurance company. In most personal injury cases, the goal is to reach a settlement that compensates you for your injuries, medical expenses, lost wages, and pain and suffering. In many cases, a fair settlement is achieved through negotiations, and this process can take months or even years depending on whether or not your treatment is complete.


However, if the insurance company refuses to offer a fair settlement, or if they dispute liability, that’s when the possibility of going to court arises. This is where the role of your personal injury attorney becomes crucial. Your lawyer will advocate on your behalf and help you understand your options as the case progresses.



Settling Without Going to Court

The vast majority of personal injury cases are resolved without the need for a trial. Once your injury claim is filed, your attorney will engage in negotiations with the at-fault party’s insurance company. This may involve several rounds of communication, including requests for additional documentation and potential settlement offers. 



Settling before going to court has several advantages:

  • Time and Cost-Effective: Settling avoids the lengthy and costly process of trial preparation and court appearances.


  • Certainty: A settlement allows you to control the outcome, whereas a trial leaves the decision in the hands of a judge or jury.



  • Less Stressful: Litigation can be emotionally taxing. Settlement offers a way to avoid the stress and uncertainty of court proceedings.

If you and your attorney believe that a fair settlement is on the table, you may choose to accept the offer. Once both sides agree on the terms, the case is resolved, and you don’t have to step foot in a courtroom.



When Is Court Necessary?

While most personal injury cases settle outside of court, there are situations where litigation becomes unavoidable. Here are a few scenarios in which your case may go to trial:

  •  Insurance Denial or Low Settlement Offers: If the insurance company denies liability, offers an unreasonably low settlement, or refuses to negotiate in good faith, your lawyer may recommend filing a lawsuit to pursue the compensation you deserve.


  • Disputes Over Fault: In some cases, the other party may dispute whether they were responsible for your injuries. If there is a significant disagreement over fault, going to court may be necessary for a judge or jury to decide who is liable.


  • Complex Cases: Cases involving multiple parties, severe injuries, or unclear liability may require a more formal legal process and may be difficult to settle without a trial.



What to Expect if Your Case Goes to Court

If your case does go to court, your attorney will be with you every step of the way. The litigation process can take longer and involves several stages:

  • Discovery: Both parties gather information, exchange evidence, and take depositions.


  • Pre-Trial Motions and Hearings: Your attorney may file motions to resolve certain issues before the trial begins.


  • Trial: Your case will be presented in front of a judge or jury, who will listen to arguments, review evidence, and render a verdict.


  • Appeals: In some cases, if the trial result is unfavorable, either party may have the option to appeal the decision.

While this process can take time and effort, your lawyer will guide you through it to ensure your rights are protected and that you receive the compensation you deserve.



Should You Settle or Go to Court?

Ultimately, the decision to settle or go to court is yours to make. Your attorney will provide guidance based on the specifics of your case, the strength of the evidence, and the likelihood of success at trial. In most cases, a settlement is the preferable route, but if the insurance company is not offering a fair deal, litigation may be necessary to protect your interests.


At Finder Law, LLC, we are committed to ensuring our clients receive fair and just compensation for their injuries. We’ll fight for you whether that means negotiating a settlement or going to court. If you’ve been injured due to someone else’s negligence, don’t hesitate to reach out to us for a free consultation. Let us help you determine the best path forward for your personal injury claim.



Contact Finder Law, LLC Today

If you’ve been injured and have questions about whether you need to go to court, our experienced attorney, Daniel Finder, is here to help. Call us today at 573-262-9962 or fill out our online contact form to schedule a consultation.


This post is for informational purposes only and does not constitute legal advice. Consult with an attorney for guidance on your specific case.

This blog is for informational purposes only and does not constitute legal advice. For specific guidance, please contact our office directly.

December 11, 2025
When a marriage ends, one of the most uncertain issues couples face is the question of alimony—also known as spousal maintenance in Missouri. Alimony is not automatically awarded in every divorce. Instead, judges consider a number of factors to determine whether it’s appropriate and, if so, how much and for how long it should last.
December 9, 2025
Car accidents can cause serious, life-altering injuries, and among the most devastating are brain injuries. Traumatic Brain Injuries (TBIs) can result in permanent cognitive, emotional, and physical impairments. If you or a loved one has suffered a brain injury in a car crash in Missouri, understanding your legal options is crucial. At Finder Law, LLC, attorney Daniel Finder helps victims pursue the compensation they deserve.
December 4, 2025
If you’ve been injured at work in Missouri, filing a workers’ compensation claim can help cover medical expenses and lost wages. However, some claims require a formal hearing before the Missouri Division of Workers’ Compensation. Understanding what to expect can make the process less stressful and help protect your rights. At Finder Law, LLC , attorney Daniel Finder assists injured workers throughout every stage of the workers’ compensation process, including hearings.
December 2, 2025
Understanding Comparative Negligence in Missouri Personal Injury Claims 
November 25, 2025
Creating an estate plan is one of the most important steps you can take to protect your family’s future — but when you have more than one child, things can get complicated. Parents often worry about fairness, protecting younger children, and making sure family harmony is preserved. Whether your children are all adults, all minors, or a mix of both, understanding your options under Missouri estate planning law can help you make confident, informed decisions.
November 18, 2025
If you’ve been injured at work in Missouri, filing a workers’ compensation claim can help cover medical expenses and lost wages. However, some claims require a formal hearing before the Missouri Division of Workers’ Compensation. Understanding what to expect can make the process less stressful and help protect your rights. At Finder Law, LLC, attorney Daniel Finder assists injured workers throughout every stage of the workers’ compensation process, including hearings.
November 18, 2025
Four people were injured in a crash on Keepsake Road in Camden County at approximately 12:48 p.m. on Sunday. The crash occurred as a Dodge SUV was traveling eastbound on Keepsake Road and hit a Chevrolet sedan head-on, according to a crash report from the Missouri State Highway Patrol. The 48-year-old man from Stoutland, who was driving the Dodge, was taken by ambulance to Mercy Hospital in Lebanon with serious injuries, according to the crash report. He was not wearing a seat belt, according to the report.  Three people in the Chevrolet sustained minor injuries and were taken to Lake Regional Hospital in Osage Beach by ambulance, according to the crash report. They were all wearing seat belts, according to the crash report. Head-on collisions are among the most dangerous types of car accidents, often resulting in life-altering injuries or fatalities due to the force of two vehicles colliding directly. These crashes frequently occur on rural roads or highways when a driver crosses the center line, drives the wrong way, or is distracted or impaired. The impact can cause severe trauma such as brain injuries, fractures, and internal damage, leaving victims facing long recoveries and significant financial burdens. Victims of crashes like these or other car accidents can call Daniel Finder at Finder Law, LLC for legal representation. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol & KOMU.
November 13, 2025
Disagreements with neighbors can range from minor annoyances to serious conflicts that affect your quality of life and property value. In Missouri, certain neighbor disputes may require legal action to resolve. At Finder Law, LLC, attorney Daniel Finder helps Missouri residents navigate these conflicts and protect their rights.
November 11, 2025
Car accidents are one of the leading causes of back and neck injuries in Missouri. Even a seemingly minor collision can result in serious pain, long-term complications, and costly medical treatment. If you’ve been injured in a car accident, it’s important to understand how these injuries are treated legally and medically—and what your rights are under Missouri law. At Finder Law, LLC, we help accident victims pursue the compensation they deserve so they can focus on recovery.
November 7, 2025
A 44-year-old Eldon man is seriously hurt after he crashed his UTV around 10:30 p.m. Wednesday in Miller County, according to a Missouri State Highway Patrol crash report. The report states the man was riding a 2015 Polaris Razor with a 17-year-old Eldon boy on Spring Garden Road, east of Short Road. He made a right turn, causing the UTV to flip onto its left side. The man was taken to Lake Regional Hospital by ambulance with serious injuries. The teen was taken to St. Mary's Hospital by ambulance with moderate injuries, according to the report. The report states they were wearing helmets at the time of the crash. The UTV had minor damage. UTV accidents are often far more serious than people realize, particularly when these recreational vehicles are struck by a full-sized car or truck. The limited protection UTVs offer—combined with their open design and lighter frame—can lead to catastrophic injuries, including broken bones, spinal trauma, and even fatalities. These incidents frequently happen when drivers of larger vehicles fail to see UTVs on rural roads or underestimate their vulnerability. Victims of crashes like these or other car accidents can call Daniel Finder at Finder Law, LLC for legal representation. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol & KMIZ.