Pedestrian Accidents in Missouri: A Guide to Personal Injury Claims

Finder Law Serves Clients Across Jefferson City, Columbia, and Central Missouri

July 17, 2025

Introduction

Pedestrian accidents are a tragic reality on Missouri’s roads. Whether it’s a busy urban area like St. Louis or a more rural part of the state, pedestrians are at risk of being struck by vehicles. If you or someone you love has been involved in a pedestrian accident, it is crucial to understand your legal rights and how personal injury claims work in Missouri. This guide will provide insight into the steps you should take after an accident and how a personal injury claim can help you recover damages for medical bills, lost wages, and pain and suffering.

Common Causes of Pedestrian Accidents in Missouri

Pedestrian accidents can occur for a variety of reasons, but they are often caused by the negligence of drivers or pedestrians themselves. Some common causes include:

  1. Driver Negligence
  • Distracted Driving: Texting, talking on the phone, or using in-car entertainment systems can divert a driver’s attention from the road and result in a collision with a pedestrian.
  • Speeding: Drivers who exceed the speed limit or drive too fast for road conditions have less time to react and may fail to stop in time to avoid hitting a pedestrian.
  • Failure to Yield: At intersections or crosswalks, drivers are required to yield the right of way to pedestrians. Failing to do so can lead to devastating accidents.
  • Driving Under the Influence (DUI): Alcohol and drugs impair a driver’s ability to judge distances, stop in time, or react quickly to changing traffic conditions.

    2. Pedestrian Negligence

  • Jaywalking: Pedestrians crossing the street outside of designated crosswalks or against traffic signals may put themselves at risk of an accident.
  • Inattentiveness: Pedestrians who are distracted by their phones or not paying attention to traffic conditions can unknowingly step into the path of an oncoming vehicle.

    3. Environmental Factors

  • Poor Road Conditions: Potholes, wet roads, and poor street lighting can contribute to accidents, especially if a driver or pedestrian is not expecting these hazards.
  • Weather: Rain, snow, or fog can reduce visibility, making it more challenging for both drivers and pedestrians to spot each other in time.

Legal Options for Pedestrian Accident Victims

In Missouri, pedestrians who are injured in accidents caused by another party’s negligence may have the right to pursue a personal injury claim. Below are some key factors to consider when determining whether to file a claim:

  1. Missouri's Comparative Fault Rule
    Missouri follows a
    comparative fault rule, meaning that if you are partially at fault for the accident, your compensation can still be reduced based on your percentage of fault. For instance, if a driver was speeding but you were crossing the street outside a crosswalk, you may still be able to recover damages, but they could be reduced if you are found partially responsible. The key is that you must not be more than 50% at fault for the accident.

    2.  Negligence and Liability
To file a successful personal injury claim, you will need to establish that the driver (or another party) was negligent. In pedestrian accident cases, this could involve showing that:

  • The driver breached their duty of care (e.g., by speeding or failing to yield).
  • The breach directly caused the accident and your injuries.
  • You suffered damages (e.g., medical bills, lost wages, pain and suffering).

    3.  Insurance Claims

After a pedestrian accident, you may need to file an insurance claim with the at-fault driver’s auto insurance provider. However, in cases where the driver is uninsured or underinsured, you may be able to recover compensation through your own insurance policy if you have uninsured or underinsured motorist coverage.

Steps to Take After a Pedestrian Accident

If you have been involved in a pedestrian accident in Missouri, taking the following steps can help protect your legal rights:

  1. Seek Medical Attention
  • Even if you feel fine, some injuries may not be immediately apparent. Seeking medical attention as soon as possible will not only ensure that you get the treatment you need but also create a medical record that can be used as evidence in your case.

  2.  Report the Accident

  • Call the police to report the accident. A police report is an essential piece of evidence and will provide an official account of what happened.

  3.  Gather Evidence

  • If possible, take photos of the scene, your injuries, the vehicles involved, and any traffic signs or signals that may have played a role in the accident.
  • Collect the names and contact information of any witnesses.

  4.  Document Your Injuries and Expenses

  • Keep track of your medical bills, lost wages, and other expenses related to the accident. This documentation will be crucial when filing your personal injury claim.

  5.  Contact a Personal Injury Lawyer

  • Consult with an experienced pedestrian accident lawyer to discuss your legal options. A lawyer can help you navigate the complexities of personal injury claims, negotiate with insurance companies, and ensure that you receive fair compensation for your injuries.

Types of Damages in a Pedestrian Accident Personal Injury Claim

If you are successful in your personal injury claim, you may be entitled to recover a variety of damages, including:

  1. Medical Expenses: This includes both current and future medical costs for surgeries, rehabilitation, hospital stays, and any other necessary treatment related to the accident.
  2. Lost Wages: If the accident caused you to miss work, you may be entitled to compensation for your lost income. If your injuries prevent you from returning to work, you may also be able to recover damages for future lost earnings.
  3. Pain and Suffering: Pedestrian accidents can lead to significant physical and emotional pain. Missouri allows victims to seek compensation for pain and suffering, which can include both physical pain and emotional distress.
  4. Property Damage: If any personal property, such as a phone or clothing, was damaged in the accident, you may be able to seek compensation for its repair or replacement.
  5. Permanent Disability or Disfigurement: If the accident results in a permanent disability or disfigurement, you may be entitled to additional compensation for the long-term impact on your life.

Conclusion

Pedestrian accidents in Missouri can result in serious injuries, and understanding your legal rights is vital to securing the compensation you deserve. If you have been injured in a pedestrian accident, it's important to consult with an experienced personal injury lawyer who can guide you through the legal process. A lawyer will ensure that you understand your options and work on your behalf to get you the compensation you need to recover physically, emotionally, and financially.


If you or someone you love has been injured in a pedestrian accident, don’t wait—contact Daniel Finder at Finder Law, LLC to discuss your case today. He has a stellar reputation representing personal injury victims in Missouri and has won millions for his clients.


Call us today to set up a free consultation.

This blog is for informational purposes only and does not constitute legal advice. For specific guidance, please contact our office directly.

December 11, 2025
When a marriage ends, one of the most uncertain issues couples face is the question of alimony—also known as spousal maintenance in Missouri. Alimony is not automatically awarded in every divorce. Instead, judges consider a number of factors to determine whether it’s appropriate and, if so, how much and for how long it should last.
December 9, 2025
Car accidents can cause serious, life-altering injuries, and among the most devastating are brain injuries. Traumatic Brain Injuries (TBIs) can result in permanent cognitive, emotional, and physical impairments. If you or a loved one has suffered a brain injury in a car crash in Missouri, understanding your legal options is crucial. At Finder Law, LLC, attorney Daniel Finder helps victims pursue the compensation they deserve.
December 4, 2025
If you’ve been injured at work in Missouri, filing a workers’ compensation claim can help cover medical expenses and lost wages. However, some claims require a formal hearing before the Missouri Division of Workers’ Compensation. Understanding what to expect can make the process less stressful and help protect your rights. At Finder Law, LLC , attorney Daniel Finder assists injured workers throughout every stage of the workers’ compensation process, including hearings.
December 2, 2025
Understanding Comparative Negligence in Missouri Personal Injury Claims 
November 25, 2025
Creating an estate plan is one of the most important steps you can take to protect your family’s future — but when you have more than one child, things can get complicated. Parents often worry about fairness, protecting younger children, and making sure family harmony is preserved. Whether your children are all adults, all minors, or a mix of both, understanding your options under Missouri estate planning law can help you make confident, informed decisions.
November 18, 2025
If you’ve been injured at work in Missouri, filing a workers’ compensation claim can help cover medical expenses and lost wages. However, some claims require a formal hearing before the Missouri Division of Workers’ Compensation. Understanding what to expect can make the process less stressful and help protect your rights. At Finder Law, LLC, attorney Daniel Finder assists injured workers throughout every stage of the workers’ compensation process, including hearings.
November 18, 2025
Four people were injured in a crash on Keepsake Road in Camden County at approximately 12:48 p.m. on Sunday. The crash occurred as a Dodge SUV was traveling eastbound on Keepsake Road and hit a Chevrolet sedan head-on, according to a crash report from the Missouri State Highway Patrol. The 48-year-old man from Stoutland, who was driving the Dodge, was taken by ambulance to Mercy Hospital in Lebanon with serious injuries, according to the crash report. He was not wearing a seat belt, according to the report.  Three people in the Chevrolet sustained minor injuries and were taken to Lake Regional Hospital in Osage Beach by ambulance, according to the crash report. They were all wearing seat belts, according to the crash report. Head-on collisions are among the most dangerous types of car accidents, often resulting in life-altering injuries or fatalities due to the force of two vehicles colliding directly. These crashes frequently occur on rural roads or highways when a driver crosses the center line, drives the wrong way, or is distracted or impaired. The impact can cause severe trauma such as brain injuries, fractures, and internal damage, leaving victims facing long recoveries and significant financial burdens. Victims of crashes like these or other car accidents can call Daniel Finder at Finder Law, LLC for legal representation. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol & KOMU.
November 13, 2025
Disagreements with neighbors can range from minor annoyances to serious conflicts that affect your quality of life and property value. In Missouri, certain neighbor disputes may require legal action to resolve. At Finder Law, LLC, attorney Daniel Finder helps Missouri residents navigate these conflicts and protect their rights.
November 11, 2025
Car accidents are one of the leading causes of back and neck injuries in Missouri. Even a seemingly minor collision can result in serious pain, long-term complications, and costly medical treatment. If you’ve been injured in a car accident, it’s important to understand how these injuries are treated legally and medically—and what your rights are under Missouri law. At Finder Law, LLC, we help accident victims pursue the compensation they deserve so they can focus on recovery.
November 7, 2025
A 44-year-old Eldon man is seriously hurt after he crashed his UTV around 10:30 p.m. Wednesday in Miller County, according to a Missouri State Highway Patrol crash report. The report states the man was riding a 2015 Polaris Razor with a 17-year-old Eldon boy on Spring Garden Road, east of Short Road. He made a right turn, causing the UTV to flip onto its left side. The man was taken to Lake Regional Hospital by ambulance with serious injuries. The teen was taken to St. Mary's Hospital by ambulance with moderate injuries, according to the report. The report states they were wearing helmets at the time of the crash. The UTV had minor damage. UTV accidents are often far more serious than people realize, particularly when these recreational vehicles are struck by a full-sized car or truck. The limited protection UTVs offer—combined with their open design and lighter frame—can lead to catastrophic injuries, including broken bones, spinal trauma, and even fatalities. These incidents frequently happen when drivers of larger vehicles fail to see UTVs on rural roads or underestimate their vulnerability. Victims of crashes like these or other car accidents can call Daniel Finder at Finder Law, LLC for legal representation. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol & KMIZ.