When Should You Hire a Workers’ Compensation Attorney in Missouri?
Finder Law Serves Clients Across Jefferson City, Columbia, and Central Missouri
If you’ve been injured on the job in Missouri, you’re likely dealing with pain, medical treatment, and the stress of lost wages. While workers’ compensation benefits exist to provide financial and medical support after a workplace injury, navigating the system can be complex and frustrating. Knowing when to hire a workers’ compensation attorney can make a significant difference in the outcome of your claim.
Understanding Workers’ Compensation in Missouri
Missouri’s workers’ compensation system is designed to help employees recover medical expenses and a portion of lost wages without having to prove fault. However, the process involves strict deadlines, detailed paperwork, and adherence to legal standards that can be challenging to manage alone.
When Should You Consider Hiring a Workers’ Compensation Attorney?
1. Your Claim Has Been Denied or Delayed
If the insurance company denies your claim or delays payment, it’s a clear sign you should seek legal help. An attorney experienced in Missouri workers’ compensation law can investigate the denial, gather evidence, and advocate on your behalf to get the benefits you deserve.
2. You Suffered a Serious Injury
For severe injuries—such as traumatic brain injuries, spinal cord injuries, or those requiring extensive medical treatment—your claim will likely be more complex. An attorney can ensure your medical needs and long-term care are fully covered.
3. You’re Being Offered a Settlement That Seems Too Low
Insurance companies often try to settle claims quickly, sometimes for less than what you need. An attorney can evaluate settlement offers, negotiate better terms, or advise you whether to reject a low offer and pursue your claim further.
4. Your Employer or the Insurance Company is Contesting Your Claim
If your employer disputes the injury’s validity or argues it’s not work-related, a lawyer can represent you during hearings and appeals. They’ll help present medical evidence and testimony to support your case.
5. You Are Facing Retaliation or Discrimination
Missouri law prohibits employers from retaliating against workers for filing compensation claims. If you face demotion, termination, or harassment after filing a claim, an attorney can protect your rights and seek remedies.
6. You’re Unsure About the Process
Filing a workers’ compensation claim involves strict deadlines (known as statutes of limitations) and procedural rules. Missing a deadline or submitting incomplete documentation can jeopardize your case. Consulting an attorney early ensures your claim is filed correctly and on time.
How Can a Missouri Workers’ Compensation Attorney Help?
- Case Evaluation: Assessing your eligibility and chances of success.
- Filing Claims: Preparing and submitting the necessary paperwork properly.
- Gathering Evidence: Obtaining medical records, accident reports, and expert opinions.
- Negotiations: Communicating with insurers to reach fair settlements.
- Representation: Advocating for you in hearings before the Missouri Division of Workers’ Compensation or the Labor and Industrial Relations Commission.
- Appeals: Handling complex appeals if your claim is denied.
Final Thoughts
While not every workplace injury requires an attorney, knowing when to seek legal counsel can protect your rights and maximize your benefits. If you are in Missouri and injured on the job, don’t hesitate to consult a qualified workers’ compensation attorney like Daniel Finder to discuss your situation. He has a proven track record of success with these types of cases and is the advocate you need defending your rights. Whether it is a small or catastrophic workplace injury that you have suffered, Daniel Finder should be your first call.
This blog is for informational purposes only and does not constitute legal advice. For specific guidance, please contact our office directly.
