Texting & Driving Laws
Finder Law Serves Clients Across Jefferson City, Columbia, and Central Missouri
Kara McNabb • January 17, 2025
Texting and driving is a dangerous behavior that continues to be a significant concern on roads across the country, including in Missouri. As smartphones become an increasingly integral part of daily life, the temptation to send a quick message while driving can be overwhelming. However, Missouri law takes a firm stance against distracted driving, particularly texting behind the wheel. This blog post will walk you through Missouri's texting and driving laws, penalties, and the risks involved with this behavior.

What is Missouri’s Texting and Driving Law?
Missouri has implemented a statewide ban on texting while driving, specifically targeting drivers of all ages. Under Missouri law, it is illegal for drivers to send, read, or write a text message while operating a vehicle. The law is designed to reduce distractions that can lead to serious accidents, injuries, and fatalities.

Key Points of Missouri’s Texting and Driving Law:
- Texting Ban for All Drivers: Missouri's texting and driving law applies to all drivers, regardless of age. This means that whether you are 16 or 60, it is illegal to use your phone to send or read text messages while driving.
- Texting While Driving: It’s important to note that texting includes sending, reading, or composing a text message, email, or instant message. This applies not only to traditional SMS texting but also to any written communication through apps like WhatsApp, Facebook Messenger, or other social media platforms.
- Use of Cell Phones: While texting is banned, Missouri law does not outright ban the use of cell phones while driving. Drivers are allowed to use their phones for hands-free communication, such as making calls or using voice-activated features. However, it is still illegal to hold your phone in your hand while driving for any purpose other than texting.
- Exceptions to the Law: There are some exceptions to the texting and driving law in Missouri. Drivers are allowed to text in the following situations:
- Emergency Situations: Drivers may text in case of an emergency, such as notifying emergency personnel of an accident or calling for roadside assistance.
- Parked or Stopped Vehicle: If a driver is safely pulled over and stopped at the side of the road (not at a stop sign or traffic light), they can use their phone for texting or other purposes.

Penalties for Violating Missouri’s Texting and Driving Law
Violating Missouri’s texting and driving law can result in fines and other consequences. The penalties are designed to deter drivers from engaging in this risky behavior and encourage safer driving practices. Here are the penalties you may face if caught texting and driving in Missouri:
- Fines
- The first offense for texting while driving is typically classified as a primary offense, meaning law enforcement officers can pull you over if they observe you texting behind the wheel. If convicted, you could face a fine of up to $200.
- For subsequent offenses, the fines may increase. If you are caught texting and driving multiple times, penalties can escalate, and the fines may rise accordingly.
- Points on Your License: In addition to fines, a conviction for texting and driving may result in points on your driving record. Accumulating too many points can lead to a suspended or revoked driver’s license.
- Possible Insurance Consequences: A texting and driving violation can also affect your car insurance premiums. Insurance companies may raise rates for drivers who have a history of distracted driving or moving violations.
- Increased Penalties for Endangering Others: If texting while driving leads to an accident that results in injury or death, the driver could face more severe legal consequences, including criminal charges such as vehicular manslaughter or reckless driving. These charges can result in much harsher penalties, including potential jail time.
The Dangers of Texting and Driving
While the law is clear, it’s important to understand why texting and driving is so dangerous. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving is a leading cause of car accidents. Texting while driving significantly increases the risk of a crash because it requires the driver to take their eyes off the road, their hands off the wheel, and their mind off the task of driving.
Here are some alarming statistics that highlight the dangers of texting and driving:
- In 2021, approximately 3,140 people were killed in accidents involving distracted driving in the United States.
- Sending or reading a text message takes your eyes off the road for an average of 5 seconds. At 55 mph, that’s equivalent to driving the length of an entire football field with your eyes closed.

How to Avoid the Dangers of Texting and Driving
To stay safe and avoid legal trouble, it's best to make a habit of avoiding texting while driving altogether. Here are a few tips to help you stay focused on the road:
- Use Hands-Free Technology: Use hands-free devices such as Bluetooth or voice assistants like Siri or Google Assistant to make calls or send voice-activated messages.
- Put Your Phone Away: Keep your phone out of reach while driving. Place it in your glove compartment or center console so that you’re not tempted to check notifications.
- Pull Over Safely: If you absolutely need to send a text, find a safe place to pull over and stop before checking your phone.
- Use "Do Not Disturb" Mode: Enable your phone’s "Do Not Disturb" feature to silence incoming notifications while you’re behind the wheel.

Conclusion
Texting and driving is a serious safety concern that Missouri law aims to curb through strict regulations. While texting is illegal for all drivers in the state, it’s important to recognize the dangers of distracted driving and the potential consequences of violating the law. Remember, no text message is worth the risk of an accident, injury, or death.
If you’ve been issued a ticket for texting while driving and need help understanding the ramifications, call Finder Law today to set up a consultation. We have the experience and understanding of how this could affect your insurance rates and your driving record. With over ten years of experience practicing law in mid-Missouri, we can help you achieve the best outcome for your offense.
This blog is for informational purposes only and does not constitute legal advice. For specific guidance, please contact our office directly.
Head-on collisions are among the most dangerous types of car accidents on Missouri roads. These crashes often result in severe injuries, extensive property damage, and, tragically, fatalities. If you or a loved one has been involved in a head-on crash, understanding your legal rights is critical. This guide explains how head-on collisions happen, who may be at fault under Missouri law, and what steps you should take to protect your claim.
Facing a “no license” or “failure to register” ticket in Missouri can be frustrating—especially when you actually are licensed or registered, but didn’t have the proof in the vehicle. Here’s how to protect yourself and your driving record. Understanding These Missouri Charges Missouri law requires you both to have a valid driver’s license and to comply with registration and plate requirements for your vehicle. Common situations include: You have a valid driver’s license, but it was not physically on you when stopped. The car is properly titled and registered, but the paperwork or plate information was missing, outdated, or not in the vehicle. Courts and prosecutors often treat “no license on person” or technical registration issues less harshly than truly driving unlicensed or failing to register at all, especially if you can quickly show proof that you were actually in compliance. What to Do After You Get the Ticket If you receive a citation but you actually had a valid license or registration at the time: Locate your proof immediately Find your valid Missouri driver’s license or renewal record. Find your current registration, title, or renewal documents showing the vehicle was properly registered. Fix any lingering issues fast If something really was expired or late, get it renewed or corrected before your court date. Keep receipts and confirmations, and bring copies with you. Bring proof to court (or to your attorney) Many Missouri courts will dismiss or reduce “no license on person” or minor registration charges if you can show that: You had a valid license at the time of the stop, or The vehicle is now properly registered and compliant. Do not just plead guilty online Even if a charge looks minor, paying it online may create a record or points that could have been avoided if the ticket had been dismissed or amended. Possible Outcomes When You Show Proof When you can prove you were actually licensed or properly registered, common outcomes in Missouri courts may include: Dismissal of the charge upon showing proof of a valid license or corrected registration. Reduction to a lesser or non-moving violation, which can help avoid points and insurance increases. Payment of court costs only, even if the citation itself is dismissed. Exact results depend on the specific court, judge, and prosecutor, as well as your prior record, but having a lawyer present your documentation often improves your chances. Why It Still Makes Sense to Talk to an Attorney Even a “technical” ticket can have consequences if handled the wrong way. A Missouri traffic attorney can: Review your ticket, driving record, and registration history for problems or defenses. Contact the prosecutor to show proof of compliance and negotiate dismissal or reduction. Help you avoid unnecessary points, fines, or a record that could affect insurance and employment. For repeat issues—or if there’s any question about whether your license or registration were actually valid—legal help is especially important because penalties can escalate to higher-level misdemeanors. Call Finder Law, LLC for Help With Missouri License and Registration Tickets If you’ve been cited in Missouri for failure to register or driving without a license when your real issue was that the paperwork or license wasn’t in the vehicle, you may have more options than you think. Finder Law, LLC can help you gather the right proof, communicate with the court, and work toward dismissal or reduction of the charges. Call Daniel Finder at Finder Law, LLC today to discuss your ticket, your documentation, and the best way to protect your record and your driving privileges.
A wreck at Eastbound I-70 at the 96.2 mile marker occurred in Cooper County the morning of May 13, 2026. A 2017 Freightliner Cascadia, driven by a 35-year-old man from Independence, ran off the left side of the roadway. The driver overcorrected and hit a 2024 Freightliner Cascadia, driven by a 42-year-old Garden City man and ran off the right side of the road. The 2017 Cascadia then crossed the road and overturned. The Independence man was transported to University Hospital by ambulance with moderate injuries. Collisions involving two semi-trucks can result in some of the most dangerous and catastrophic accidents on the road. When one commercial truck crashes into another, the force of the impact can lead to multi-vehicle pileups, overturned trailers, spilled cargo, fires, and severe roadway hazards for everyone nearby. These accidents are often caused by driver fatigue, speeding, distracted driving, unsafe lane changes, poor weather conditions, or violations of federal trucking safety regulations. Because semi-truck crashes frequently involve multiple trucking companies, insurance carriers, and complex liability issues, investigating these accidents requires experienced legal representation. If you or a loved one has been injured in an accident involving two semi-trucks, contact Daniel Finder at Finder Law LLC today. An experienced personal injury attorney can help investigate the crash, determine who is responsible, and fight for the compensation you deserve for medical expenses, lost income, pain and suffering, and other damages. All facts are based on preliminary reports from the Missouri State Highway Patrol.
Two vehicles were totaled in a Morgan County car crash on May 11, 2026 on MO 5 at MO 135. A 2026 Toyota Camry, driven by a 54-year-old man from Texas, was slowing to make a left hand turn when a 2024 Dodge Durango, driven by a 26-year-old Versailles man struck the Toyota in the rear. The driver of the Toyota was taken by ambulance to Lake Regional Hospital with moderate injuries. Rear-end collisions can also happen when drivers are distracted, fatigued, or fail to pay attention to changing traffic conditions. A momentary glance at a phone, GPS device, or even a conversation inside the vehicle can prevent a driver from noticing that traffic ahead has slowed or stopped. These crashes often occur at stoplights, in heavy traffic, or during sudden slowdowns on highways, and they can leave victims with painful injuries that require extensive medical treatment and recovery time. Injuries from rear-end accidents may not always appear immediately, making it important to seek medical attention as soon as possible after a crash. If you were injured in a rear-end collision caused by another driver’s negligence, contact Daniel Finder at Finder Law LLC today. An experienced personal injury attorney can help you understand your legal options and pursue compensation for your medical bills, lost income, pain and suffering, and other damages. All facts are based on preliminary reports from the Missouri State Highway Patrol.
A crash occurred in Camden County on May 11, 2026 on MO 7 at MO 5. A 68-year-old woman from Camdenton, driving a 2002 Oldsmobile Alero, was following a 2014 Volkswagen Passat, driven by a 69-year-old female from Oklahoma, too closely when the Oldsmobile struck the rear of the Volkswagen. The driver from Oklahoma was taken by ambulance to Lake Regional Hospital with minor injuries. Rear-end collisions are often caused by drivers who follow too closely and fail to leave enough distance to stop safely. Tailgating reduces reaction time and greatly increases the likelihood of a crash when traffic suddenly slows or stops. Even at lower speeds, a rear-end accident can result in serious injuries such as whiplash, neck and back injuries, concussions, and long-term chronic pain. In many cases, the driver who rear-ends another vehicle may be held responsible for the damages caused by the collision. If you have been injured in a rear-end accident caused by a careless or distracted driver, you should not have to deal with the financial and physical consequences alone. Contact Daniel Finder at Finder Law LLC today to discuss your case and learn how an experienced personal injury attorney can help you pursue the compensation you deserve for your injuries, medical expenses, lost wages, and pain and suffering. All facts are based on preliminary reports from the Missouri State Highway Patrol.
Two vehicles were totaled in a Callaway County crash on May 9, 2026 on Old US 40 at Route M. The crash occurred when a 74-year-old Fulton man driving a 2025 Honda CRV pulled out in front of a 2017 Chevrolet Silverado, driven by a 69-year-old man from New Haven. The driver of the Honda was taken by ambulance to University Hospital with minor injuries. When another driver suddenly pulls out in front of you, there is often little or no time to react. These accidents commonly occur at intersections, parking lot exits, side streets, or when a driver fails to yield the right of way. Even a careful driver traveling at a safe speed may be unable to avoid a collision when another vehicle unexpectedly enters their path. The impact can cause serious injuries, including whiplash, back injuries, broken bones, and traumatic brain injuries, leaving victims facing medical bills, lost wages, and ongoing pain. If you were injured because another driver pulled out in front of you, you may be entitled to compensation for your damages.  Contact Daniel Finder at Finder Law LLC today to discuss your case and learn how an experienced personal injury attorney can help protect your rights and fight for the compensation you deserve. All facts are based on preliminary reports from the Missouri State Highway Patrol.
When a loved one passes away, navigating the probate process can already feel overwhelming. Add liens into the equation, and things can quickly become more complicated. If you’re dealing with a probate case in Missouri, understanding how liens work—and how they affect estate administration—is essential. This guide breaks down what liens are, how they apply in Missouri probate cases, and what you should do if you encounter one.
Highway collisions are among the most serious types of motor vehicle accidents in Missouri, often resulting in catastrophic injuries or fatalities. When vehicles collide at high rates of speed, the force of impact can lead to devastating consequences—both physically and financially. If you or a loved one has been injured in a high-speed crash on a Missouri highway, you may be entitled to significant compensation. Why Highway Accidents Are So Dangerous On Missouri highways such as I-70, Highway 63, or I-44, traffic often moves well above 65 mph. At those speeds, even small mistakes can turn deadly. Common causes of high-speed accidents include: Distracted or reckless driving Following too closely or unsafe lane changes Drifting across lanes or failing to signal Impaired or fatigued driving Drivers losing control on wet or icy roads Because of the physics involved, a high-speed crash can result in severe injuries like traumatic brain injury, spinal damage, broken bones, internal bleeding, or permanent disability. Immediate medical attention and legal representation are both critical. When the At-Fault Driver Was Speeding or Breaking Traffic Laws In Missouri, speeding is more than a traffic infraction—it’s a clear example of negligence that can make the at-fault driver legally responsible for the damages they cause. The same applies to other dangerous violations, including: Running red lights or stop signs Exceeding posted limits in construction zones Aggressive driving, tailgating, or refusing to yield Driving under the influence of alcohol or drugs Proof of a traffic citation, police report, or witness testimony can all serve as powerful evidence in your personal injury claim. An experienced attorney can gather and preserve that evidence to build a strong case for maximum compensation. Your Legal Rights After a High-Speed Collision If another driver’s recklessness caused your injuries, you have the right to seek compensation for: Emergency care and ongoing medical treatment Lost wages and reduced future earning capacity Pain, suffering, and emotional trauma Property damage and other related losses A skilled Missouri personal injury attorney can handle insurance negotiations, ensure your medical records are properly documented, and prepare your case for trial if necessary. Call Finder Law, LLC for Trusted Representation At Finder Law, LLC, attorney Daniel Finder represents victims of high-speed and highway car crashes across Missouri. He understands how severe these cases can be and works tirelessly to secure fair compensation for injured clients. Call Daniel Finder at Finder Law, LLC today to schedule a free, no-obligation consultation. Whether your accident occurred on I-70, Highway 54, or any Missouri interstate, our office will help you understand your rights, pursue your claim, and move forward toward recovery.
A multi-vehicle crash occurred in Osage County on May 7, 2026. A 1993 Ford F-150, driven by a 30-year-old man from Meta, crossed the center line and struck a 2020 GMC Sierra, driven by a 66-year-old St. Elizabeth man. The GMC then hit a 2025 Cadillac XT4 driven by a 44-year-old man from Freeburg when it was rotating in the roadway. The Cadillac ultimately struck a farm fence. The drivers of the Ford and GMC were both transported by private vehicle to Capital Regional Hospital with minor injuries. The GMC was totaled in the crash, but the other vehicles had minor to moderate damage. Multi-vehicle crashes are often chaotic and devastating, leaving victims with serious injuries, extensive property damage, and uncertainty about who is responsible. Pileups involving several drivers can make insurance claims and liability disputes especially complicated, while injured victims are left facing medical treatment, lost wages, and emotional trauma. If you were injured in a multi-vehicle accident caused by negligent or reckless driving, you should not have to navigate the legal process alone. Contact Daniel Finder at Finder Law, LLC today for experienced personal injury representation and dedicated legal support focused on helping you pursue the compensation and justice you deserve. All facts are based on preliminary reports from the Missouri State Highway Patrol.
A Camdenton man was seriously injured in a crash in Morgan County on May 4, 2026. A 21-year-old man from Barnett, driving a 2019 Chevrolet Silverado, rear-ended the 22-year-old Camdenton man, driving a 2018 Honda Accord, when he was stopped behind a vehicle waiting to make a left turn. The Camdenton man was transported by ambulance to Lake Regional Hospital. Both vehicles were totaled. A rear-end crash can leave victims dealing with painful injuries, mounting medical bills, lost income, and emotional stress long after the accident happens. Even collisions that seem minor at first can cause serious neck, back, and spinal injuries that disrupt daily life and require ongoing treatment. If you or a loved one has been hurt in a rear-end accident caused by another driver’s negligence, it’s important to protect your rights and seek experienced legal guidance. Contact Daniel Finder at Finder Law, LLC today for trusted personal injury representation and a dedicated advocate who will fight to help you recover the compensation you deserve. All facts are based on preliminary reports from the Missouri State Highway Patrol.
