How to Obtain an Accident Report
Finder Law Serves Clients Across Jefferson City, Columbia, and Central Missouri
Kara McNabb • April 26, 2024
If you’ve been injured in a car accident, you will need to get a copy of the accident report. The insurance company will need this for any property or personal injury claim, so you should request this as soon as possible. The report will contain pertinent information that will assist your attorney in the claims process. Often, it will list statements from eyewitnesses, determine the at-fault party, describe the damage sustained to the vehicles, & other valuable information from the accident scene. Obtaining a copy of the report is a pretty simple process & is something your attorney will do at the start of your case if you haven’t already requested it.
How To Obtain a Report
In Missouri, you will need to contact the office of the responding officers. This could be the highway patrol, sheriff, or local police department. You will simply call their office & give them the information needed to find the report. There is usually a small fee for them to send you the report, so you will need to pay that as well. Usually, they will require that you mail a check along with a letter requesting the report. This should include party names, license plate numbers (if you have them), date of the accident, etc. The person you speak with can let you know the specific information they will need to be included in the letter. Once they receive it, they will mail you a copy of the report. Again, if you hire an attorney, they can take care of this step for you.
Elements of an Accident Report
This is the first legal document for any case involving a car accident. When law enforcement arrives at the scene, they will record all relevant information about the crash. They can assist in any further investigation needed & they have experience determining the cause & at-fault party of the accident. If you were injured, this is especially helpful since you may be unable to speak with eyewitnesses or gather information. Car accident reports typically include:
- Date & time of the accident
- Location of the accident
- Road & weather conditions (if applicable)
- Identifying & contact information for all parties involved
- Eyewitness testimony
- Testimonies of all parties involved
- Accident details, including point of collision
- Diagram of vehicle placement during the accident
- Description of damages to vehicles or other surrounding property
The officers may also give their opinion regarding the cause of the accident & who they determine to be at fault. Even if an officer believes you are at fault, that doesn’t mean you cannot move forward with a case. An attorney may be able to discover new evidence & do their own investigation, as well as show that the statement of the officer is an opinion, not evidence.

How the Report is Used in a Claim
The insurance companies will require an accident report as part of their investigation. This will help them understand what happened, so without this document, it’s difficult to determine who is at fault. The adjustor may also take photos of the accident, vehicles, etc. as part of the claims process.
An accident attorney will also use this information as part of your case as well. If the report states the other party is at fault, this can help in the negotiation process with the insurance company. They can also call law enforcement officers as witnesses if your case goes to trial so they can provide testimony of what they saw. Usually, insurance companies rely heavily on what is stated in the police report since they weren’t there, so if the report is favorable to your side, they may be more willing to offer a fair settlement.

Why You Need the Report As Soon As Possible
The faster you receive the report, the faster your attorney can get started on the claims process. This is usually the first source of information an attorney will review when evaluating your case. The longer you wait to receive the report, the harder it may be to obtain other evidence. For example, if there are security cameras in the area or eyewitness to the accident, the sooner you can get information from them the better. Security camera footage may be destroyed or taped over & memories can fade. Therefore, the quicker your attorney can determine who they may need to speak with to gather more information, the better your case may turn out.
Insurance Negotiations
Most of the time, car accident claims will be settled outside court. The better your evidence & the more experienced your attorney is, the more likely you are to receive a fair settlement offer. One of the most valuable pieces of evidence is the accident report.
Do You Need to Hire an Attorney
If you’ve been injured in an accident, it’s always best to consult with an attorney about your claim. They have valuable information & experience about how the process works & how to best negotiate with insurance adjustors. Without an attorney involved, insurance companies will take advantage of emotional pressure & other tactics to get you to settle for less than what is fair. Letting an attorney handle this process is usually best & almost always pays for itself.
Daniel Finder of Finder Law, LLC has over 10 years of experience in personal injury law & can help ensure your claim is settled fairly.
This blog is for informational purposes only and does not constitute legal advice. For specific guidance, please contact our office directly.
For many Missourians, staying compliant with probation conditions is essential to avoid more serious penalties. But sometimes, those very stipulations—such as driving restrictions, curfews, or travel limits—can make it difficult to keep a job or meet family responsibilities. If your probation terms are interfering with your livelihood, you may have legal options to request modifications or work-related permissions. Understanding Common Probation Restrictions  Probation conditions vary by case, but certain restrictions can create practical challenges. Examples include: Driving limitations or suspended licenses after DUI, DWI, or traffic-related convictions Strict curfews that conflict with night-shift or weekend work Travel restrictions that prevent commuting between counties or regions for employment Mandatory counseling or community service schedules that overlap with work hours While these conditions are court-ordered, Missouri law allows for reasonable adjustments when restrictions make employment or transportation impossible. Requesting a Modification of Probation Terms If you’re struggling with restrictive probation conditions, your attorney can file a motion to modify probation or request a special court hearing to explain how those terms are impacting your ability to work. Judges often consider: Efforts to maintain compliance and consistent employment Proof that your job or transportation is legitimate and necessary Support from probation officers or employers Alternatives that maintain accountability but permit reasonable freedom of movement An attorney experienced in probation and post-sentencing matters can present a clear plan to the court showing how modification supports rehabilitation—not defiance—of the law. Why Legal Representation Matters Dealing with probation terms on your own can be risky. A misstep—no matter how unintentional—could lead to revocation or jail time. Legal advocacy ensures that your rights are protected while still demonstrating respect for the court’s authority and your commitment to compliance. Speak to Finder Law, LLC About Your Options If your Missouri probation terms are preventing you from working, driving, or caring for your family, it’s time to take action. Daniel Finder at Finder Law, LLC helps individuals seek fair modifications and reasonable solutions that allow them to move forward while staying on the right side of the law. Call Finder Law , LLC today to schedule a confidential consultation and discuss your options for modifying probation or driver’s license conditions. Your future—and your freedom to work—may depend on getting skilled legal guidance now.
Two adults suffered minor injuries due to a car crash in Boone County on March 24, 2026 on MO-124 South of Lakeview According to the Missouri Highway Patrol, a 21-year-old Festus man driving a 2002 BMW 352I swerved to avoid stopped traffic and traveled directly into the path of a 2025 Ford Bronco driven by a 50-year-old Centralia woman.  The female was transported to Boone Hospital by private vehicle. Both vehicles were totaled in the crash. Even if your injuries seem minor after a car accident, consulting a personal injury attorney can protect your rights and prevent costly mistakes. What appears to be a small issue—like mild soreness or a headache—can develop into more serious medical conditions over time, and insurance companies often use early statements or quick settlements to minimize what they pay you. An experienced attorney ensures your injuries are properly documented, calculates the full value of your claim (including future medical care and lost wages), and handles negotiations so you don’t settle for less than you deserve. Taking action early gives you the best chance at a fair outcome—so don’t wait. Contact Daniel Finder at Finder Law, LLC today to discuss your case and make sure your rights are fully protected. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol.
Inheriting property can be both a blessing and a challenge—especially when multiple siblings inherit land together. Whether it’s a farm, rural acreage, or family homestead, co-ownership among relatives can quickly create disagreements about use, maintenance, taxes, or whether to sell the land at all. Understanding your rights and options under Missouri estate and property law can help prevent lasting family conflicts and protect the value of your shared inheritance. Common Issues When Siblings Co-Own Land When siblings inherit land, they typically hold the property as tenants in common, meaning: Each sibling owns a proportional share (equal or per the will’s instructions). Every co-owner has the same right to use and access the property. No one can sell or develop the land without the others’ agreement.  Problems often arise when one sibling wants to sell, while others want to keep the land in the family—or when there are disagreements over taxes, upkeep, or income from crops or rentals. Legal Paths to Resolve Disputes If the siblings cannot agree, there are several ways to move forward: Voluntary buyout: One or more siblings can buy out the others’ ownership interest. A proper appraisal ensures fairness for all parties. Partition action: If no agreement can be reached, Missouri law allows any co-owner to file a partition lawsuit. The court may order the property to be divided equitably or sold, with proceeds distributed according to each owner’s share. Creating a land-use agreement: Drafting a written contract that outlines use, expenses, and decision-making can prevent future conflicts among co-owners. Placing the property in a trust or LLC: In some cases, families choose to transfer the land into a family trust or limited liability company (LLC) to simplify management and succession planning. Why Legal Guidance Is Essential Without clear agreements or legal structure, family relationships and lifelong inheritances can quickly become tangled. Consulting an attorney helps ensure that everyone’s rights are respected and that the property’s value—and family harmony—are preserved. Call Finder Law, LLC for Help Managing Inherited Property If you or your siblings have inherited Missouri farmland, acreage, or any significant property, Finder Law, LLC can help. Attorney Daniel Finder provides practical guidance on dividing land, resolving disputes, and structuring family ownership arrangements that prevent conflict for years to come. Call Daniel Finder at Finder Law, LLC today to schedule a consultation about your inherited property. We’ll help you find a balanced solution that protects both your family relationships and your financial future.
Two juveniles were injured in a crash in Cole County on March 21, 2026 when they were passengers in a 2004 Chevrolet Silverado, driven by a 16-year-old Jefferson City boy.  According to the Missouri Highway Patrol, the passengers, a 14-year-old boy from Mary’s Home and a 15-year-old boy from Jefferson City, suffered moderate injuries when the driver failed to maintain control of the vehicle when it crossed the center line of 7500 Heritage Highway, struck a tree, and overturned. The occupants were both transported to University Hospital by ambulance. The Chevrolet was totaled and towed from the scene. When young passengers are injured in a crash, the impact can be especially devastating for both the victims and their families. Beyond the immediate medical concerns, families often face ongoing treatment costs, emotional distress, and uncertainty about how to navigate the legal process. Insurance companies may not fully account for the long-term effects of these injuries, making it critical to have an experienced personal injury attorney who can advocate for the full compensation these victims deserve. A skilled attorney will handle the investigation, deal with insurers, and ensure that every avenue of recovery is pursued so families can focus on healing. If your child or loved one has been injured in a crash, don’t face this difficult time alone—contact Daniel Finder at Finder Law, LLC today to discuss your case and secure the representation you need. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol.
A 29-year-old Versailles man was seriously injured in a crash in Morgan County on March 20, 2026. Based on information from the Missouri Highway Patrol, the 29-year-old, driving a 1991 Kawasaki ZG1200 was struck when the 85-year-old driver of a 2016 Ford Explorer crossed the center of Old Five Road. The driver of the Ford was a male, also from Versailles.  The 29-year-old was air lifted to University Hospital with serious injuries. The Kawasaki was totaled and the Ford had extensive damage. The driver of the Ford was wearing a safety device, but the driver of the Kawaski was not. When a serious crash results in life-altering injuries, victims are often left facing overwhelming medical costs, lost income, and an uncertain future. In these situations, insurance companies may attempt to reduce or deny valid claims, making it difficult to secure the compensation needed for recovery. That’s why it’s crucial to have a skilled personal injury attorney who can thoroughly investigate the accident, establish liability, and fight for the maximum compensation available. An attorney serves as your advocate every step of the way, allowing you to focus on healing while your legal rights are protected. If you or a loved one has been seriously injured in a crash, don’t take on the burden alone—contact Daniel Finder at Finder Law, LLC today to discuss your case and get the dedicated representation you deserve. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol.
A 52-year-old man from Columbia was injured while driving his 2002 Ford Thunderbird on Rt WW at Rangeline on March 20, 2026. According to the Missouri Highway Patrol, an 89-year-old man from St. Louis driving a 2002 VW ID4 crossed directly in the path of the Ford. The driver of the Ford and the passenger of the VW, an 81-year-old female, were both transported by ambulance to University Hospital The Ford was totaled in the crash &and the VW had extensive damage. After a serious car crash, injuries can quickly disrupt every aspect of your life—from mounting medical bills and lost wages to the stress of dealing with insurance companies. Too often, insurers attempt to minimize payouts or shift responsibility, leaving injured individuals without the compensation they truly need to recover. An experienced personal injury attorney can step in to investigate the accident, determine liability, and aggressively pursue the full value of your claim. With the right legal guidance, you can focus on healing while your attorney handles the complexities of your case. If you’ve been hurt in a crash, don’t leave your future to chance—contact Daniel Finder at Finder Law, LLC today to discuss your case and get the strong representation you deserve.  All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol.
A 25-year-old Columbia man driving a 2006 Harley Davidson Roadking was injured in a Boone County crash on March 20, 2026. According to the Missouri Highway Patrol, a 42-year-old female from Columbia was driving a 2024 Chevrolet Equinox on Mexico Gravel at North Lake of the Woods. While at an intersection, the Chevrolet struck the motorcycle. The male was transported by EMS to University Hospital with moderate injuries.  The motorcycle suffered extensive damage and the Chevy reportedly had minor damage. Both drivers were wearing safety devices. After a motorcycle crash, even moderate injuries can lead to significant medical expenses, time away from work, and lasting physical and emotional impacts. Unfortunately, insurance companies often try to downplay these claims or shift blame, especially in motorcycle cases. That’s why it’s critical to have an experienced personal injury attorney who understands how to properly evaluate your case, gather evidence, and advocate for the compensation you deserve. From negotiating with insurers to pursuing a claim in court if necessary, the right legal representation can make a meaningful difference in your recovery. If you’ve been injured in a crash, don’t face the process alone—contact Daniel Finder at Finder Law, LLC today to discuss your case and protect your rights. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol.
A 36-year-old woman is dead and two juveniles were seriously injured after a two-vehicle crash in Audrain County just after 6 p.m. Wednesday, according to a Missouri State Highway Patrol crash report.  The report states that a 16-year-old boy from Mexico was driving a 1998 Chevrolet 1500 on Highway 22 on Audrain County Road 215 when he went off the right side of the road, overcorrected and hit a 2014 Toyota Sienna, driven by a 36-year-old woman from Thompson. The woman was pronounced dead on scene. A passenger in the Toyota, an 11-year-old girl from Thompson, was taken to University Hospital with serious injuries. The 16-year-old was also taken to University Hospital with serious injuries. Both vehicles were totaled. The woman and girl were both wearing seatbelts at the time of the crash. It is unknown if the 16-year-old was wearing a seatbelt. In the aftermath of a devastating crash, families are often left facing not only emotional loss but also significant financial and legal challenges. Medical bills, funeral expenses, and long-term care costs can quickly add up, while insurance companies may attempt to limit what they pay. Having an experienced personal injury attorney on your side can make all the difference—ensuring a thorough investigation, identifying all liable parties, and fighting for the full compensation you deserve. Legal representation allows families to focus on recovery while a professional handles negotiations and, if necessary, litigation. If you or your loved ones have been affected by a serious accident, don’t wait to protect your rights—contact Daniel Finder at Finder Law, LLC today to discuss your case and secure the dedicated representation you need. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol and KMIZ.
A 71-year-old woman from Pilot Grove was killed in a Monday morning crash on Highway 135 at Route E in Cooper County, according to a crash report from the Missouri State Highway Patrol.  The report says the woman was a passenger in a 2014 Toyota Venza that was driven by a 74-year-old Pilot Grove man. The vehicle was heading south on Highway 135 when a 2012 Ford F-250 – driven by a 32-year-old Moberly man – was heading west. The driver of the Toyota stopped at a stop sign at the intersection before driving straight and the Ford F-250 “slid and failed to stop” as it hit the Toyota, the report says. The Toyota then slid, went off the road and hit a stop sign while the Ford “came to a controlled stop at Highway 135,” the report says. The report says the woman was a passenger in a 2014 Toyota Venza that was driven by a 74-year-old Pilot Grove man. The vehicle was heading south on Highway 135 when a 2012 Ford F-250 – driven by a 32-year-old Moberly man – was heading west. The driver of the Toyota stopped at a stop sign at the intersection before driving straight and the Ford F-250 “slid and failed to stop” as it hit the Toyota, the report says. The Toyota then slid, went off the road and hit a stop sign while the Ford “came to a controlled stop at Highway 135,” the report says. After a serious or fatal crash, victims and their families are often left dealing with overwhelming grief, financial strain, and uncertainty about what to do next. Insurance companies may move quickly to minimize payouts, and without experienced legal guidance, families risk accepting far less compensation than they deserve. Hiring a personal injury attorney ensures that your rights are protected, evidence is properly gathered, and all avenues of recovery—such as medical expenses, lost income, and wrongful death damages—are fully pursued. An attorney also handles the legal complexities so you can focus on healing. If your family has been impacted by a tragic accident, don’t navigate this process alone—contact Daniel Finder at Finder Law, LLC today to discuss your case and get the experienced representation you need. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol and KMIZ.
When parents share custody after a divorce or paternity judgment, school enrollment decisions can become unexpectedly complicated. Whether you’re choosing between districts, debating which parent’s address determines school placement, or navigating differing opinions about educational needs, these disputes often raise deeper questions about custody, legal rights, and the best interests of your child. Who Has the Right to Decide School Enrollment in Missouri? In Missouri, the right to make educational decisions usually depends on legal custody rather than physical custody. Joint legal custody means both parents share the right to make major decisions—including where the child attends school. This requires communication and mutual agreement. Sole legal custody allows one parent to make decisions independently, including selecting the school or district. If a disagreement arises under joint legal custody, neither parent can unilaterally change the child’s school. The issue may need to be resolved through mediation, a parenting coordinator, or a return to family court for modification or enforcement of the custody order. What Happens If Parents Live in Different School Districts? When parents share physical custody in different districts, determining school enrollment can also affect child support, transportation arrangements, and daily schedules. Missouri courts consider what best serves the child’s educational stability and well-being—factors like proximity, extracurricular activities, and continuity in friendships and learning environments. If circumstances have changed since the original custody judgment—such as one parent moving out of district—a motion to modify custody or the parenting plan may be necessary to address school-related conflicts. When to Seek Legal Help School disputes often signal deeper issues in co-parenting communication or evolving family needs. Addressing them promptly with legal guidance can prevent unnecessary court conflict and protect the child’s best interests. At Finder Law, LLC, attorney Daniel Finder helps Missouri parents resolve post-judgment disputes and modifications with clarity and compassion. Whether through negotiation or court action, our goal is to help you reach a balanced solution that supports both your parental rights and your child’s educational success. Call Daniel Finder at Finder Law, LLC today to discuss your Missouri custody or school enrollment dispute. Let’s find the most effective path forward for your family.
