Are Minor Injuries Worth A Lawsuit

Finder Law Serves Clients Across Jefferson City, Columbia, and Central Missouri

December 30, 2023

If you’ve suffered even minor injuries in an accident, it’s always best to have your case evaluated by an experienced personal injury attorney. Some people think their injuries must be substantial or life-altering for it to be worth hiring an attorney, but that’s simply not true. In our legal experience, it’s always best to discuss your potential case with a legal professional.


We’ve all seen personal injury lawsuits play out in television shows or in movies. People often think of extreme examples, like someone being paralyzed or killed in an accident or someone getting rear-ended in their car & having to wear a neck brace for whiplash. While either of these cases could potentially be worthy of a personal injury claim, there are countless severities of injuries in between those two examples. While we might see the first example as an obvious claim (which would likely be true), the second example could be considered a minor personal injury claim.


Minor injury cases, often referred to as MIST (Minor Injury Soft Tissue) cases, are some of the most common types of personal injuries. Usually, minor injuries do not require surgery, treatment is short-term, and the person does not suffer serious long-term health consequences. Referring to our earlier example, whiplash is a common form of MIST case. Whiplash occurs from the sudden force or movement of your neck after being hit in a car accident. This is a legitimate injury, but usually the person recovers in a few weeks. If someone suffers whiplash from an accident, they may wonder if that’s enough to file a personal injury claim. In short, the answer is yes.


Regardless of the extent of your injuries, if they were caused by the fault or negligence of another, you have a potential personal injury claim. So how do you know if it will be worth your time & effort to pursue a claim? The first consideration the insurance company will make in your case is the cost of your medical expenses. In minor injury cases, they are often low (usually less than $10,000). It may just be an emergency room visit or a few chiropractic appointments. However, this is not the only source of financial hardship one may suffer when they’re the victim of a minor injury. If the person has lost wages due to having to take time off work, those loses are potentially compensable. Pain and suffering can sometimes be included in the value of the claim as well. So even if your medical bills are small, there are other considerations to be made about the value of your case.


If you’ve been involved in an accident and trying to determine if you have a personal injury claim, contact Daniel Finder at Finder Law today for a free consultation. Getting a lawyer working on your case as quickly as possible is important. Mr. Finder has over 10 years of experience and will work aggressively on your behalf to make sure the benefits you are awarded are fair and reasonable. If the insurance company is not willing to offer a fair settlement, Mr. Finder has the experience to proceed to a trial to fight for you to be compensated fairly. Although results are not guaranteed, hiring a competent personal injury attorney gives you the best chance to maximize your compensation. There is no consultation fee & we work on contingency, meaning we are paid from a percentage of your settlement. This means there is no upfront cost to you and allows us to litigate small cases that would otherwise be too expensive to litigate on an hourly basis.


If you’ve been injured by the fault of another, call us today & let us help you get the settlement you deserve.

This blog is for informational purposes only and does not constitute legal advice. For specific guidance, please contact our office directly.

December 11, 2025
When a marriage ends, one of the most uncertain issues couples face is the question of alimony—also known as spousal maintenance in Missouri. Alimony is not automatically awarded in every divorce. Instead, judges consider a number of factors to determine whether it’s appropriate and, if so, how much and for how long it should last.
December 9, 2025
Car accidents can cause serious, life-altering injuries, and among the most devastating are brain injuries. Traumatic Brain Injuries (TBIs) can result in permanent cognitive, emotional, and physical impairments. If you or a loved one has suffered a brain injury in a car crash in Missouri, understanding your legal options is crucial. At Finder Law, LLC, attorney Daniel Finder helps victims pursue the compensation they deserve.
December 4, 2025
If you’ve been injured at work in Missouri, filing a workers’ compensation claim can help cover medical expenses and lost wages. However, some claims require a formal hearing before the Missouri Division of Workers’ Compensation. Understanding what to expect can make the process less stressful and help protect your rights. At Finder Law, LLC , attorney Daniel Finder assists injured workers throughout every stage of the workers’ compensation process, including hearings.
December 2, 2025
Understanding Comparative Negligence in Missouri Personal Injury Claims 
November 25, 2025
Creating an estate plan is one of the most important steps you can take to protect your family’s future — but when you have more than one child, things can get complicated. Parents often worry about fairness, protecting younger children, and making sure family harmony is preserved. Whether your children are all adults, all minors, or a mix of both, understanding your options under Missouri estate planning law can help you make confident, informed decisions.
November 18, 2025
If you’ve been injured at work in Missouri, filing a workers’ compensation claim can help cover medical expenses and lost wages. However, some claims require a formal hearing before the Missouri Division of Workers’ Compensation. Understanding what to expect can make the process less stressful and help protect your rights. At Finder Law, LLC, attorney Daniel Finder assists injured workers throughout every stage of the workers’ compensation process, including hearings.
November 18, 2025
Four people were injured in a crash on Keepsake Road in Camden County at approximately 12:48 p.m. on Sunday. The crash occurred as a Dodge SUV was traveling eastbound on Keepsake Road and hit a Chevrolet sedan head-on, according to a crash report from the Missouri State Highway Patrol. The 48-year-old man from Stoutland, who was driving the Dodge, was taken by ambulance to Mercy Hospital in Lebanon with serious injuries, according to the crash report. He was not wearing a seat belt, according to the report.  Three people in the Chevrolet sustained minor injuries and were taken to Lake Regional Hospital in Osage Beach by ambulance, according to the crash report. They were all wearing seat belts, according to the crash report. Head-on collisions are among the most dangerous types of car accidents, often resulting in life-altering injuries or fatalities due to the force of two vehicles colliding directly. These crashes frequently occur on rural roads or highways when a driver crosses the center line, drives the wrong way, or is distracted or impaired. The impact can cause severe trauma such as brain injuries, fractures, and internal damage, leaving victims facing long recoveries and significant financial burdens. Victims of crashes like these or other car accidents can call Daniel Finder at Finder Law, LLC for legal representation. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol & KOMU.
November 13, 2025
Disagreements with neighbors can range from minor annoyances to serious conflicts that affect your quality of life and property value. In Missouri, certain neighbor disputes may require legal action to resolve. At Finder Law, LLC, attorney Daniel Finder helps Missouri residents navigate these conflicts and protect their rights.
November 11, 2025
Car accidents are one of the leading causes of back and neck injuries in Missouri. Even a seemingly minor collision can result in serious pain, long-term complications, and costly medical treatment. If you’ve been injured in a car accident, it’s important to understand how these injuries are treated legally and medically—and what your rights are under Missouri law. At Finder Law, LLC, we help accident victims pursue the compensation they deserve so they can focus on recovery.
November 7, 2025
A 44-year-old Eldon man is seriously hurt after he crashed his UTV around 10:30 p.m. Wednesday in Miller County, according to a Missouri State Highway Patrol crash report. The report states the man was riding a 2015 Polaris Razor with a 17-year-old Eldon boy on Spring Garden Road, east of Short Road. He made a right turn, causing the UTV to flip onto its left side. The man was taken to Lake Regional Hospital by ambulance with serious injuries. The teen was taken to St. Mary's Hospital by ambulance with moderate injuries, according to the report. The report states they were wearing helmets at the time of the crash. The UTV had minor damage. UTV accidents are often far more serious than people realize, particularly when these recreational vehicles are struck by a full-sized car or truck. The limited protection UTVs offer—combined with their open design and lighter frame—can lead to catastrophic injuries, including broken bones, spinal trauma, and even fatalities. These incidents frequently happen when drivers of larger vehicles fail to see UTVs on rural roads or underestimate their vulnerability. Victims of crashes like these or other car accidents can call Daniel Finder at Finder Law, LLC for legal representation. All facts of the incident are based on preliminary reporting done by The Missouri State Highway Patrol & KMIZ.